What Happens If You Can’t Return to Work After an Injury?

Getting hurt in an accident is bad enough. But when your injury keeps you from going back to work? That’s when the stress really sets in.

I’ve had clients come to me in pain, frustrated, and scared about how they’re going to pay bills, support their families, or keep their jobs.

If you’re in that spot, you’re not alone — and you have more options than you think.

Here’s what happens when an injury keeps you from working, and how we help you recover more than just your medical bills.

1. Lost Wages Are Part of Your Injury Claim

If you missed time from work — whether it was a few days, a few months, or longer — that’s compensable. We include those lost wages in your personal injury claim and fight to make sure they’re fully covered.

That includes:

  • Hourly pay or salary

  • Missed overtime

  • Bonuses or commissions

  • Sick days or PTO you had to use

  • Lost freelance or self-employment income

We gather the documentation to prove it and make sure nothing gets left out.

2. Can’t Return at All? You May Be Entitled to Future Loss of Income

If your injuries are serious enough that you can’t go back to the same job — or can’t work at all — we pursue future loss of earning capacity as part of your case.

That means looking at:

  • What you used to make

  • What kind of work you can do now (if any)

  • How your injury affects your career long-term

  • What you’re missing out on over time

These numbers add up quickly, and insurance companies don’t volunteer to pay for them. That’s where I come in.

3. What About Disability or Workers’ Comp?

If you’re permanently disabled or were hurt on the job, you may also qualify for:

  • Social Security Disability (SSDI)

  • Short-term or long-term disability benefits

  • Workers’ compensation (if the accident happened at work)

We help you understand which options apply, how they affect your personal injury claim, and how to avoid getting shortchanged.

4. You Deserve Compensation for More Than Just a Paycheck

Not being able to work affects your finances — but it also affects your confidence, your routines, and your ability to care for your family.

That emotional toll matters, too. It’s part of pain and suffering, and we include it in your case because your life has been disrupted — and that deserves real consideration.

You’re Not Just Losing Work — You’re Losing Stability. Let’s Get It Back.

If you’re injured and can’t return to work, the last thing you need is to fight the insurance company alone. You need someone who knows how to document your losses, fight for your future, and give you a plan.

Call me, and let’s talk about what’s next. We’ll figure it out — together.

— Aaron

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